Ngaba ufuna ukwazi ukuba kuthetha ukuthini ukuphupha ngeengqekembe okanye iimali zamaphepha? Amaphupha ngeengqekembe kunye neemali zamaphepha adla ngokunxulunyaniswa namabhongo. Phantse wonke umntu ukhuthazwa yimali, njengoko yindlela ekuphela kwayo esimele sisinde ngayo. Ke ngoko, kuqhelekile ukuba namaphupha apho imali yeyona nto iphambili, ingakumbi ukuba ungumqokeleli weengqekembe zakudala, okanye ukuba uneshishini eliwayo okanye ujongene nobunzima bokuphila.
Kusenokwenzeka ukuba ingcaciso ngokubanzi ingabonakala ingacacanga, kwaye usenokungazi ukuba ukuphupha ngeengqekembe kuthetha ukuba uza kufumana imali eninzi , wenze izigqibo ezifanelekileyo emsebenzini, okanye ujongene nobunzima obukhulu bezemali. Ukuba uhlolisisa nzulu intsingiselo, uya kuqonda ukuba kubaluleke kakhulu nokuba uphuphe ngeengqekembe zegolide okanye zesilivere, nokuba zezomgunyathi, zezemali, zingcwatywe, zibiwe, okanye zifunyenwe, okanye nokuba nguwe obeziba.
Kuthetha ntoni ukuphupha iingqekembe okanye amatyala?
Ngokomfuziselo, ingqekembe inexabiso elingaphezulu kunemali ebhalwe phantsi. Bekhumbula oku, iingcali zokutolika amaphupha ziyavuma ukuba ukuphupha iingqekembe kuthetha ukuba awunamali yaneleyo yokwanelisa iminqweno yakho, kwaye ingqondo yakho ikubonisa imfuneko yokufumana imali nokufezekisa ulindelo lwakho. Oku kunokufanekisela nokuchitha imali , ukwenza iindleko ezinokuphepheka, kunye nokuziva kakubi ngayo. Kwimeko enjalo, kufuneka unciphise iindleko ezithile ezisisigxina ezifana necuba, utywala, kunye nokutya ngaphandle.
Kodwa ezi ngcaciso zokuphupha ngeengqekembe zisenokungahambelani nephupha lakho. Masizame ukuphonononga nzulu iinkcukacha zephupha lakho. Ukuze wenze oku, kuya kufuneka ucinge ngayo yonke into ebonakala kulo, ukuze sikwazi ukufikelela kwingcaciso echanekileyo kangangoko. Wonke umntu wahlukile, ngoko ke iphupha elifanayo linokuthetha izinto ezininzi ezahlukeneyo kuxhomekeke kumntu ngamnye. Qhubeka ufunda ukuze ufumane ezona ngcaciso ziqhelekileyo.
Iphupha malunga neengqekembe zegolide okanye zesilivere
Xa uphupha ngeengqekembe ezenziwe ngegolide, eli phupha libhekisa kumnqweno wakho wokufumana imali , ukuba sisityebi ngokukhawuleza. Libonisa ukuba ungumntu onamabhongo kakhulu, kangangokuba uchazwa njengomntu onyolukileyo nozingcayo. Lingabonisa nokuba uya kwenza nantoni na ukuze ufumane imali , nokuba oko kuthetha ukunyathela abahlobo bakho. Usenokuba nethamsanqa kwi-lottery okanye ekungcakazeni, ngoko ke akuyi kuba buhlungu ukuzama. Sikwacebisa ukuba ufunde malunga "Kuthetha ukuthini ukuphupha ubucwebe begolide?"
Nangona iingqekembe zesilivere zibonisa amabhongo , ukubaluleka kwazo akuphezulu njengokweengqekembe zegolide. Ezi ngqekembe zixhaphake kakhulu kumazwe amaninzi.
Iphupha leengqekembe ezandleni zakho
Ukuba iphupha lakho likubonisa ukuba uphethe iingqekembe ezininzi, lithetha ukuba uchitha imali eninzi , kwaye loo mali ibiya kuba yeyona ifanelekileyo yokuhlawula iindleko zakho zokuphela kwenyanga. Kwelinye icala, ukuba uzifumene zithe saa phantsi ephupheni lakho, lithetha ukuba uneengxaki zemali zokufumana imali. Ungavuka uphefumla nzima, ngenxa yephupha elibi, kungekhona iphupha.
Iphupha Ngeengqekembe Zamandulo
Eli liphupha eliqhelekileyo kubaqokeleli bemali kunye neemali zebhanki . Ukuba ungumqokeleli, usenokuba unqwenela ukufumana imali entsha yokugqibezela ingqokelela yakho, okanye imali yebhanki exabisekileyo obufuna ukuyithenga kodwa, ngezizathu ezahlukeneyo, awuzange uyifumane. Ukuba awuqokeleli imali zebhanki, mhlawumbi ingqondo yakho ikuxelela ukuba lixesha lokufumana into entsha yokuzonwabisa ukuze ubaleke kwisiqhelo, okanye ugcwalise elo xesha lasimahla xa ungazi ukuba wenze ntoni.
Ukuphupha uqokelela iingqekembe ezitratweni
Ukuba uqokelela amatyala kuba ewile epokothweni yakho, nokuba awukwazi ukuwafumana, kufuneka ucinge ngendlela yokonga imali engaphezulu ukuze ungaziva ungonwabanga kangako ekupheleni kwenyanga. Ukuba uqokelela amatyala phantsi, oko kuthetha ukuba uyilawule kakuhle imali yakho kwaye uya kukwazi ukuhlawula onke amatyala akho.
Iphupha malunga neengqekembe zomgunyathi
Ngaba ukhe waphupha ngeengqekembe zomgunyathi? Amaphupha ngemali yomgunyathi abonisa ukuba kukho umntu oza kuzama ukukukhohlisa . Kufuneka ufumane indlela yokujongana nale ngxaki ngaphambi kokuba ibe mbi ngakumbi.
Ukuphupha iingqekembe okanye amatyala asuka kwamanye amazwe
Ngaba ukhe waphupha ngeengqekembe okanye iimali zemali ezivela kwelinye ilizwe? Eli phupha litolikwa njengemfuneko yokuhamba , ukuhlola iindawo ezintsha ezinokuvuselela ingqondo yakho kwaye zikuncede uzifumane kwakhona. Ukubona iimpawu zasemzini kwiingqekembe kuthetha umnqweno wakho wokubona ihlabathi.
Ividiyo yentsingiselo yokuphupha malunga neengqekembe
Ukuba eli nqaku malunga nokuba kuthetha ukuthini ukuphupha ngemali engamaphepha okanye iingqekembe likuncede ekusombululeni amathandabuzo akho, bekungayi kuba buhlungu ukujonga amaphupha aqala ngo-M ukuze ufunde ngezinye iintsingiselo ezinokukunceda ucacise ingqondo yakho.
